One of the top 5 feminist books of the year – The Independent

“Entertaining and thoughtful…this book is an important read and can help you understand more about your money” – Baroness Altmann, consumer champion

“Bain does a brilliant job of looking at different spending patterns, saving habits, goals, and aspirations. Big thumbs up and a must-read for anyone who’s ever felt like they want to do more with their money” – Harriet Allner, @TheScribbleBug

Money Matters, there’s no denying it. In fact, we can often feel overwhelmed by the thought of it. In Spare Change, Iona Bain shows that anyone can have a more fulfilling approach to money, regardless of personality, background or income.


This inspirational book helps readers to take control and get the most out of the finances, from practical advice on how to save, to everyday problem-solving such as dealing with money in relationships, housing headaches and curbing your spending habits – it even covers how to socialise on a budget.

Complete with quizzes, handy tips and checklists, Spare Change is the perfect handbook for the compulsive spender, budget-phobe or just anyone who wants to improve their financial savviness. It’s never too late to clean up your finances!

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Established in 2011, the Young Money Blog is the first British blog to help young people get to grips with personal finance. We are proud to be non-profit, authentic, independent and ethical. 


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