Tag Archives: saving

Should everyone really get their pension at the same time?

IONA BAIN REPORTING FOR THE HERALD Many youngsters today will have no choice but to work longer and retire later. That will be the inevitable upshot of this year’s Autumn Statement, which revealed plans to place the state pension age … Continue reading

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Filed under Economy, Pensions & Retirement, Politics

A company that targets unemployed students – and why the payday loan damage has already been done

Britain’s financial watchdog has published its long awaited report into how payday loan companies should be kept in check. But is it a case of too little, too late? Iona Bain The payday loan has become the product that we … Continue reading

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Filed under Banking, Money Advice, Payday loans, Personal Finance, Personal Finance Education

Are ambitious pension goals realistic…or demoralising?

As auto-enrolment creeps up on young workers, should we resolve to make more active decisions about our financial future…or leave it up to fate? Iona bain The swirl of negative headlines surrounding the pensions industry, the latest being the £1.4m … Continue reading

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Filed under Graduate finance, Pensions & Retirement, Savings Accounts

The rise of the virtual university

My latest column for Baillie Gifford – this month, I’m discussing whether the virtual university will ever replace the real thing, given the VERY persuasive financial upsides… Iona Bain If you were asked to conjure up a picture of university, … Continue reading

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Filed under Investments, Personal Finance, Student Finance, Technology

What do young people REALLY think about pensions and retirement?

Iona Bain was a judge of this year’s Baillie Gifford’s Young Writers’ Competition and discusses what some of the essays indicate about youngsters’ attitude to retirement. Would you ever ask a young person when they plan to retire, or how … Continue reading

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Filed under Pensions & Retirement

Are parents doing enough to teach their children about money?

Iona Bain MY LATEST COLUMN ON INVESTING AND SAVING FOR YOUNGSTERS – READ ON I recently contributed to a BBC2 Scotland documentary about money issues for young people. When asked to talk on-camera about budgeting, I suggested that children should … Continue reading

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Filed under Personal Finance Education

Growing Up – the Children’s Savings Plan turns 10

It’s 10 years since the launch of the Baillie Gifford Children’s Savings Plan.  Iona Bain looks at how both public and personal finances have changed over the past decade. http://www.bgtrustonline.com/articles/opinion/growing-up-the-childrens-savings-plan-turns-10-.aspx

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Filed under Investments

Young Money Panel Event: YOUR CHANCE to hear top experts debating all the hottest financial issues affecting young people!

THIS WEDNESDAY – BOOK NOW! The big Young Money debate – your invitation What are the financial issues affecting today’s young people and how do these affect the rest of society? Following the significant interest in MRM’s recent report into … Continue reading

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Should Dealcloud have offered a discount on online gambling?

By Iona Bain Group-buying, cashback and voucher code websites have exploded in popularity during the recession, offering shoppers tempting discounts on jewellery, restaurant meals, even holidays. Now, you don’t even have to scour such websites to find the biggest discounts, … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Personal Finance, Shopping