Tag Archives: saving

When it comes to gen Y’s future finances…where does the buck stop?

A leading think tank has continued to pile pressure on David Cameron to be kinder to generation Y. So who – and what – will ultimately be responsible for young people’s future prosperity? IONA BAIN More than seventy years ago, … Continue reading

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Filed under Pensions & Retirement, Politics, Tax

PENSION FREEDOMS: Can we open up pension pots to help first-time buyers?

I’ve been talking about some new research from now: pensions on local radio stations all over the country today. the findings are controversial and should reinvigorate the debate on how to get young people thinking about their future. so what’s … Continue reading

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Filed under First-time buyers, Mortgages, Pensions & Retirement, Personal Finance, Politics

Making pensions matter to Generation Y: my blog for Pensions Insight

By Iona Bain As a young financial journalist, I am constantly asked the same question; how can we persuade Generation Y to save into a pension? We’re all living longer but with no guarantee that the state can afford to … Continue reading

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Filed under Pensions & Retirement, Personal Finance, Savings Accounts

Are you letting your money wither away in a ‘scrapheap’ account?

By Iona Bain The financial regulator is finally cracking down on high street banks who have let a huge swathe of our savings wither away in scrapheap accounts that earn as little as 0.1 per cent. Half of the nation’s … Continue reading

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Filed under Banking, Consumer Affairs, Personal Finance, Savings Accounts

Why money and mates shouldn’t mix: Mr Anonymous gives us his take on financial feuds among friends

In the first of an occasional series, Young Money Blog’s Mr Anonymous (no, not Iona but a terrific young financial journalist!) will be giving his unvarnished views on the tricky issues affecting young people and their finances today…this week, he … Continue reading

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Filed under Debt, Loans, Social pressures

Students – what’s the strangest purchase you’ve ever made?

Iona Bain A BUST OF ELVIS, A MONK’S ROBE AND KANGAROO STEAKS – THE NATION’S SECRET STUDENT SHOPPING LIST REVEALED One in five students has bought at least one unusual item with their student loan The same number admit to … Continue reading

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Filed under Consumer Affairs, Personal Finance, Student Finance

Credit unions are for life–not just for Christmas!

Iona Bain CREDIT unions are for life, not just for Christmas. That’s the message from the Scottish League of Credit Unions, which is concerned its 31-strong network has been misrepresented as an alternative to the payday loan sector and a … Continue reading

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Filed under Christmas, Consumer Affairs, Credit, Debt, Loans, Payday loans, Personal Finance, Politics, Savings Accounts

Why auto-enrolment isn’t enough to defuse the pensions timebomb

Iona Bain It is often talked about as a ticking time bomb: too few workers saving too little for their retirement. And we are all supposed to be living longer than ever before – so who is going to pay … Continue reading

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Filed under Employment, Pensions & Retirement, Politics

Can we take care of the world while taking care of our finances?

IONA BAIN You don’t need to go all hippie to care about ethical finance… SCOTS are being asked to consider the moral implications of their financial decisions as part of a national drive to encourage ethical saving and investing. Religious … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Pensions & Retirement, Personal Finance, Savings Accounts

Dealing with social pressures to spend: a few suggestions

Iona Bain Picture the scene: it’s Friday night and your friends want to go out to a bar or a fancy new restaurant.  But you’re not sure if you can afford it – perhaps you’ve been splashing out a bit … Continue reading

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Filed under Leisure, Moneysaving tips, Personal Finance, Shopping