Tag Archives: pensions

PENSION FREEDOMS: Can we open up pension pots to help first-time buyers?

I’ve been talking about some new research from now: pensions on local radio stations all over the country today. the findings are controversial and should reinvigorate the debate on how to get young people thinking about their future. so what’s … Continue reading

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Filed under First-time buyers, Mortgages, Pensions & Retirement, Personal Finance, Politics

Making pensions matter to Generation Y: my blog for Pensions Insight

By Iona Bain As a young financial journalist, I am constantly asked the same question; how can we persuade Generation Y to save into a pension? We’re all living longer but with no guarantee that the state can afford to … Continue reading

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Filed under Pensions & Retirement, Personal Finance, Savings Accounts

Should you invest in property rather than your pension?

By Ryan Smith As young people, we’re always told to start thinking about our futures. Pension investments are one of those things that just seem so far away that it becomes difficult to comprehend as something we need to concern … Continue reading

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Filed under First-time buyers, Investments, Mortgages, Pensions & Retirement

Why auto-enrolment isn’t enough to defuse the pensions timebomb

Iona Bain It is often talked about as a ticking time bomb: too few workers saving too little for their retirement. And we are all supposed to be living longer than ever before – so who is going to pay … Continue reading

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Filed under Employment, Pensions & Retirement, Politics

Can we take care of the world while taking care of our finances?

IONA BAIN You don’t need to go all hippie to care about ethical finance… SCOTS are being asked to consider the moral implications of their financial decisions as part of a national drive to encourage ethical saving and investing. Religious … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Pensions & Retirement, Personal Finance, Savings Accounts

20 Tips From 20 Pensions Experts – How To Retire With A Good Pension: In association with Dam Good Pensions

By dam good pensions with iona bain We would all love to have a DAM good pension when we retire, but how do we go about getting that pension pot we can be happy with? Well, here at DAM we … Continue reading

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Filed under Pensions & Retirement, Personal Finance

How can we expect young people to take financial responsibility when…

My column for Financial Adviser “Iona Bain, a voice not unfamiliar to FA readers, is one of the most perceptive and intelligent in the retail financial space…” A powerful perception has taken root in the British psyche, and it will … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Savings Accounts

Does the financial sector REALLY care about young people?

Is the financial sector prepared to embark on a charm offensive to win over customers under 30 and, just as importantly, their families? Experts now believe such a move could not only lead to a more useful industry for hard-pressed … Continue reading

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Filed under Consumer Affairs, Economy, Technology

Should everyone really get their pension at the same time?

IONA BAIN REPORTING FOR THE HERALD Many youngsters today will have no choice but to work longer and retire later. That will be the inevitable upshot of this year’s Autumn Statement, which revealed plans to place the state pension age … Continue reading

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Filed under Economy, Pensions & Retirement, Politics

Are ambitious pension goals realistic…or demoralising?

As auto-enrolment creeps up on young workers, should we resolve to make more active decisions about our financial future…or leave it up to fate? Iona bain The swirl of negative headlines surrounding the pensions industry, the latest being the £1.4m … Continue reading

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Filed under Graduate finance, Pensions & Retirement, Savings Accounts