Tag Archives: payday loans

Are you worrying about a New Year debt hangover? If so, read on…

IONA BAIN FOR THE HERALD A worrying new survey has found the majority of Scots, 55%, are getting used to living beyond their means, typically spending £119 that they do not have each month. Over a third now view their … Continue reading

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Filed under Consumer Affairs, Loans, Payday loans, Personal Finance, Shopping

A company that targets unemployed students – and why the payday loan damage has already been done

Britain’s financial watchdog has published its long awaited report into how payday loan companies should be kept in check. But is it a case of too little, too late? Iona Bain The payday loan has become the product that we … Continue reading

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Filed under Banking, Money Advice, Payday loans, Personal Finance, Personal Finance Education

Has the short-term credit market reached a new low with ‘Loans for Poor People’?

Online loan companies and brokers are using tawdry tactics to try and attract vulnerable customers – what can we do to make sure this doesn’t have terrible consequences? by iona bain New rules were ushered in this year to ensure … Continue reading

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Filed under Loans, Payday loans, Personal Finance, Technology

HERALD INVESTIGATION: moneysaving sites slammed for endorsing payday loans as debt crisis spreads to young and middle class

IONA BAIN Websites offering discounts and cashback on a range of purchases from clothes to washing machines have been a lifeline to Scots in the recession. But The Herald has discovered several companies in the money-saving sector endorse payday loans, … Continue reading

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Filed under Consumer Affairs, Loans, Payday loans, Technology

Should Dealcloud have offered a discount on online gambling?

By Iona Bain Group-buying, cashback and voucher code websites have exploded in popularity during the recession, offering shoppers tempting discounts on jewellery, restaurant meals, even holidays. Now, you don’t even have to scour such websites to find the biggest discounts, … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Personal Finance, Shopping

The (Ir)responsible Practices of Payday Loan Companies

It’s the controversy that won’t go away – are payday lenders overstepping the mark to gain more business? And are young people becoming the most notable victims of their practices? Today, two worrying stories have emerged about these firms – … Continue reading

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Filed under Loans, Personal Finance

The Football League, a backlash over Wonga and an ill-advised award from the Guardian…

When will football clubs stop accepting high profile advertising from payday lenders? Not before newspapers stop giving media awards to the same firms…this is why we ALL need to get real about the activities of these  seemingly harmless firms By … Continue reading

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How using your mobile to call up extra cash can seriously damage your wonga

WHEN LOAN SHARKS GET CHIC, IT’S TIME TO STAY AWAY FROM THE WATER, SO TRY SAFER WAYS OF STRETCHING YOUR £ TILL PAYDAY By IONA BAIN Like Aloe Blacc, do you need a dollar? Don’t turn to your good old … Continue reading

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Filed under Loans, Money Advice, Personal Finance