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Runaway debt: It’s the new norm for university students now

BY IONA BAIN Featured in The Independent StepChange, the debt charity, has revealed that students who called its helpline in 2013 had racked up average debts of £7,818 Pic: Lorne Campbell/Guzelian Peer pressure and the so-called “fomo” phenomenon is driving … Continue reading

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Special report: Will Scotland be better off by going solo? PART I

IONA BAIN in the first of a two part series, the young money blog scrutinises the financial ramifications of a yes vote in the independence referendum – today, we look at taxes and savings before moving onto pensions later this … Continue reading

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The Bank of Nan and Grandad steps up to the plate as term time looms

NEWSFLASH – IONA BAIN Pic: American National Association of Broadcasters The Bank of Nan and Grandad is fast becoming an essential port of call for cash-strapped young people who would otherwise struggle to pay for their university experience. Research from … Continue reading

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Britain’s phoney war between the generations–and a positive new year message for young people!

happy 2014 readers! don’t let the hoary old debate about intergenerational fairness get you down – or lead you down a blind alley. Here’s why we need to end the blame game and take a more productive approach IONA BAIN … Continue reading

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The ABC of DIY investing

By Iona Bain Saturday 7 September 2013 WE are eight months into the new world of compulsory fees for financial advice and it seems many Scots are far from happy to pay the bill. Up to one-third of active investors … Continue reading

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My recent Ch 4 news debate–what was said, what wasn’t said and what YOU had to say about it

by Iona Bain SO the dust has settled following my recent appearance on Channel 4 news – I thought I’d take the opportunity to look back on what the experience taught me, as well as expand on the big themes … Continue reading

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Can young people afford to be generous volunteers?

By Iona Bain Young people have always been renowned for their idealism and commitment to good causes – who would want it any other way? But research is now showing that members of generation Y are helping their local community … Continue reading

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How to get rich by the time you’re 50: Guide 3 in the Young Money Series

Welcome to the third instalment in this week’s Young Money Guides, in association with Investors Chronicle. Today, we’re looking at investing your money for the longer-term, and whether the stock market is a  potential path to riches… Saving is important … Continue reading

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Can I get rich quick? Guide 2 in the Young Money Series

Here is the second instalment of the Young Money Guides, tackling the issue of debt and showing 20 somethings how to build up funds for a rainy day. Enjoy… Okay, so there are ways. You could make it by getting … Continue reading

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The New Young Money Guides–in association with Investors Chronicle

To help kick off “My Money Week”, established by the Personal Finance Education Group, young journalist Katie Morley from Investors Chronicle has written a series of guides aimed at educating young people about the world of money. The Young Money … Continue reading

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