Category Archives: Technology

The problem with moneysaving apps

While some moneysaving apps can be genuinely handy, others might encourage you to spend unnecessarily or change your shopping habits. I examine the pitfalls of these downloads and point you towards (in my humble opinion) genuinely helpful apps. By Iona … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Mobiles, Shopping, Technology

Does the financial sector REALLY care about young people?

Is the financial sector prepared to embark on a charm offensive to win over customers under 30 and, just as importantly, their families? Experts now believe such a move could not only lead to a more useful industry for hard-pressed … Continue reading

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Filed under Consumer Affairs, Economy, Technology

And now for some good news!

This weekend, we had a rare slice of positive financial news amid the incessant doom and gloom. Find out why car insurance costs are AT LAST coming down… Iona Bain Hooray! Car insurance costs are actually falling (by an average … Continue reading

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Filed under Bargain hunting, Insurance, Technology

Style – & stereotypes – over substance

BBC 2’s Mind the Gap fails to explain why London’s economic success is more than a feeling by Iona Bain   The BBC is finally catching up with what most of us have already realised – we are living in … Continue reading

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Filed under Consumer Affairs, Economy, First-time buyers, Graduate finance, Technology

Has the short-term credit market reached a new low with ‘Loans for Poor People’?

Online loan companies and brokers are using tawdry tactics to try and attract vulnerable customers – what can we do to make sure this doesn’t have terrible consequences? by iona bain New rules were ushered in this year to ensure … Continue reading

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Filed under Loans, Payday loans, Personal Finance, Technology

The rise of the virtual university

My latest column for Baillie Gifford – this month, I’m discussing whether the virtual university will ever replace the real thing, given the VERY persuasive financial upsides… Iona Bain If you were asked to conjure up a picture of university, … Continue reading

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Filed under Investments, Personal Finance, Student Finance, Technology

HERALD INVESTIGATION: moneysaving sites slammed for endorsing payday loans as debt crisis spreads to young and middle class

IONA BAIN Websites offering discounts and cashback on a range of purchases from clothes to washing machines have been a lifeline to Scots in the recession. But The Herald has discovered several companies in the money-saving sector endorse payday loans, … Continue reading

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Filed under Consumer Affairs, Loans, Payday loans, Technology

My Christmas Manifesto PART TWO: The easiest ways to be ethical and charitable this year

You don’t have to be a wealthy philanthropist to give to charity this Christmas – here are some clever and easy ways to donate this festive season. By Iona Bain Christmas is just around the corner, and many young people … Continue reading

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Filed under Banking, Bargain hunting, Consumer Affairs, Mobiles, Personal Finance, Savings Accounts, Shopping, Technology

Mobiles follow-up: do NOT buy a new smartphone without reading this!

Are YOU in the market for a fancy smartphone? I am, but trying to figure out which models and contracts offer value for money is somewhat befuddling. Luckily, the Young Money Blog has done a bit of investigating – and … Continue reading

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Filed under Consumer Affairs, Mobiles, Personal Finance, Technology