Category Archives: Savings Accounts

The campaign for credit unions is gathering pace…

Iona Bain I’m not one for flashy infographics but one of the biggest forces for good in our society has to be the good old credit union, so happy to share this factsheet in order to fight the good fight. … Continue reading

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Filed under Payday loans, Savings Accounts

Why grandparents can be a financial lifeline for the younger generation…

By Iona Bain When I started my blog three years ago, nobody was really talking about how the downturn would affect young people. I remember reading the occasional newspaper column that highlighted the toxic economic environment ahead of us. I … Continue reading

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Filed under Economy, Investments, Savings Accounts, Student Finance

Could this be a generation Y Budget in disguise?

Iona Bain In the countdown to the Budget this year, few commentators expected any great surprises to emerge. Well, we were wrong. George Osborne has pulled a total flanker by blowing access to pensions wide open, pledging some form of … Continue reading

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Filed under Economy, Personal Finance, Savings Accounts

Who needs to change–the financial industry or their young consumers?

Iona Bain YOLO! That’s right – why think about tomorrow when you can live for today? Not every young person is enamoured with this type of Twitter speak, judging by straw polls of my friends in recent years, but it … Continue reading

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Filed under Consumer Affairs, Economy, Personal Finance, Savings Accounts

Are ambitious pension goals realistic…or demoralising?

As auto-enrolment creeps up on young workers, should we resolve to make more active decisions about our financial future…or leave it up to fate? Iona bain The swirl of negative headlines surrounding the pensions industry, the latest being the £1.4m … Continue reading

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Filed under Graduate finance, Pensions & Retirement, Savings Accounts

Twenty Somethings & Their Money

This infographic reveals the results of research into how Britons in their 20s view the financial opportunities and threats they face. It’s based on research I contributed to last year and covers what young people think about pensions, how they … Continue reading

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Filed under Banking, First-time buyers, Insurance, Investments, Loans, Payday loans, Pensions & Retirement, Personal Finance, Savings Accounts

What to consider BEFORE you invest – guest tips from Nutmeg

I was recently contacted on Twitter by a young lady who wanted to know more about Nutmeg, an online investment manager. As well as giving her my own views on whether investing is ever suitable for young people, I thought … Continue reading

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Filed under Investments, Personal Finance, Savings Accounts

My Christmas Manifesto PART TWO: The easiest ways to be ethical and charitable this year

You don’t have to be a wealthy philanthropist to give to charity this Christmas – here are some clever and easy ways to donate this festive season. By Iona Bain Christmas is just around the corner, and many young people … Continue reading

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Filed under Banking, Bargain hunting, Consumer Affairs, Mobiles, Personal Finance, Savings Accounts, Shopping, Technology

Going…going…gone! You have to act quick if you want to earn free money

Young savers need to be speedy if they want to earn free money for switching their current account – genuinely good deals don’t hang around for long by Iona Bain So I knew that the Co-op were onto something last … Continue reading

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Filed under Banking, Consumer Affairs, Graduate finance, Money Advice, Personal Finance, Savings Accounts

Footie and cash might not make for a dream team–so what should youngsters do with their savings?

many SAVINGS ACCOUNTS LINKED TO FOOTBALL CLUBS ARE raking in the cash but paying a lousy rate to fans. so how can children and young people score when it comes to their savings? As the Premier League kicks off, Fulham … Continue reading

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Filed under Banking, Personal Finance, Savings Accounts