Category Archives: Politics

Autumn Statement, rapping, money mentors and the joys of a packed lunch; this week on Share Radio

Young money mentors – two 14-year-old high school pupils from Lancashire – were the star guests invited by Iona onto on this morning’s Young Money Young Rights on Share Radio! Co-presenter Iona also looked at this week’s autumn statement by … Continue reading

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Filed under Banking, Bargain hunting, Budgeting, Careers, Christmas, Consumer Affairs, Credit, Debt, Economy, Graduate finance, Payday loans, Personal Finance, Personal Finance Education, Politics, Scotland, Train travel

Credit unions are for life–not just for Christmas!

Iona Bain CREDIT unions are for life, not just for Christmas. That’s the message from the Scottish League of Credit Unions, which is concerned its 31-strong network has been misrepresented as an alternative to the payday loan sector and a … Continue reading

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Filed under Christmas, Consumer Affairs, Credit, Debt, Loans, Payday loans, Personal Finance, Politics, Savings Accounts

Why auto-enrolment isn’t enough to defuse the pensions timebomb

Iona Bain It is often talked about as a ticking time bomb: too few workers saving too little for their retirement. And we are all supposed to be living longer than ever before – so who is going to pay … Continue reading

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Filed under Employment, Pensions & Retirement, Politics

University challenge: why students must be brutal when choosing their degree

New students are just shaking off their hangovers from Freshers Week, but for their parents the worry about how to pay for university has only just begun. So this may be a good time to remind ourselves of the ‘great … Continue reading

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Filed under Economy, Employment, Politics, Student Finance

Special report: Will Scotland be better off going solo? PART II

IONA BAIN In the concluding part of this special report on Scottish independence, the Young Money Blog looks at the potential implications of a yes vote for Scotland’s pensioners – current AND future (yep, that includes us young folks!) Burning … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Scotland

How can we expect young people to take financial responsibility when…

My column for Financial Adviser “Iona Bain, a voice not unfamiliar to FA readers, is one of the most perceptive and intelligent in the retail financial space…” A powerful perception has taken root in the British psyche, and it will … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Savings Accounts

Should everyone really get their pension at the same time?

IONA BAIN REPORTING FOR THE HERALD Many youngsters today will have no choice but to work longer and retire later. That will be the inevitable upshot of this year’s Autumn Statement, which revealed plans to place the state pension age … Continue reading

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Filed under Economy, Pensions & Retirement, Politics

Is the British economy back on track for young people?

Yesterday’s news that Britain is technically out of recession was interpreted as a shred of good news in otherwise gloomy times. So is the outlook improving for young people? Only if we’re really getting to grips with the housing crisis… … Continue reading

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Filed under Economy, Employment, First-time buyers, Graduate finance, Personal Finance, Politics

Should the babyboomers be blamed for our financial woes?

In my latest column for BG Trust Online, I look at the aftermath of this year’s budget, and examine the outraged reaction of the babyboomers. Is it right for them to shoulder more of the burden in these austere times? … Continue reading

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Filed under Economy, Personal Finance, Politics