Category Archives: Personal Finance

PENSION FREEDOMS: Can we open up pension pots to help first-time buyers?

I’ve been talking about some new research from now: pensions on local radio stations all over the country today. the findings are controversial and should reinvigorate the debate on how to get young people thinking about their future. so what’s … Continue reading

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Filed under First-time buyers, Mortgages, Pensions & Retirement, Personal Finance, Politics

Making pensions matter to Generation Y: my blog for Pensions Insight

By Iona Bain As a young financial journalist, I am constantly asked the same question; how can we persuade Generation Y to save into a pension? We’re all living longer but with no guarantee that the state can afford to … Continue reading

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Filed under Pensions & Retirement, Personal Finance, Savings Accounts

BUDGET 2015: What’s the state of play for young finances today?

As the Budget gets underway today, you’re almost certainly wondering how Mr Osborne’s red box of delights will affect you and your personal finances in the near future. Now seems as good a time as any to take a rain … Continue reading

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Filed under Consumer Affairs, Credit, Debt, Economy, First-time buyers, Mortgages, Payday loans, Pensions & Retirement, Personal Finance, Politics, Savings Accounts

Are you letting your money wither away in a ‘scrapheap’ account?

By Iona Bain The financial regulator is finally cracking down on high street banks who have let a huge swathe of our savings wither away in scrapheap accounts that earn as little as 0.1 per cent. Half of the nation’s … Continue reading

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Filed under Banking, Consumer Affairs, Personal Finance, Savings Accounts

Students – what’s the strangest purchase you’ve ever made?

Iona Bain A BUST OF ELVIS, A MONK’S ROBE AND KANGAROO STEAKS – THE NATION’S SECRET STUDENT SHOPPING LIST REVEALED One in five students has bought at least one unusual item with their student loan The same number admit to … Continue reading

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Filed under Consumer Affairs, Personal Finance, Student Finance

Young Money’s special CHRISTMAS episode–what went down?

Making Christmas a time for giving rather than just buying presents was the theme of Iona’s festive Young Money show on Share Radio this morning. She welcomed to the studio guests from Triodos Bank and Care International – whose scheme … Continue reading

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Filed under Banking, Christmas, Consumer Affairs, Ethical Finance, Moneysaving tips, Personal Finance, Technology

Preparing for the financial quagmire that is university

Iona Bain Are parents doing enough to prepare their children for the financial minefield that is university life? That is the unavoidable question triggered by recent research from education firm Blackbullion, which found that 51 per cent of undergraduates have, … Continue reading

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Filed under Budgeting, Consumer Affairs, Credit, Debt, Personal Finance, Personal Finance Education, Student Finance

Generation Pause, Candy Crush Saga, financial education and doing what makes your heart sing; this week on the Young Money show

Forget Candy Crush Saga, what about the latest app that teaches young people something about finance? On this morning’s Young Money show on Share Radio, co-host Iona talked about Generation Pause and led a studio discussion on how youngsters can … Continue reading

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Filed under Careers, First-time buyers, Pensions & Retirement, Personal Finance, Personal Finance Education, Technology

Autumn Statement, rapping, money mentors and the joys of a packed lunch; this week on Share Radio

Young money mentors – two 14-year-old high school pupils from Lancashire – were the star guests invited by Iona onto on this morning’s Young Money Young Rights on Share Radio! Co-presenter Iona also looked at this week’s autumn statement by … Continue reading

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Filed under Banking, Bargain hunting, Budgeting, Careers, Christmas, Consumer Affairs, Credit, Debt, Economy, Graduate finance, Payday loans, Personal Finance, Personal Finance Education, Politics, Scotland, Train travel

Credit unions are for life–not just for Christmas!

Iona Bain CREDIT unions are for life, not just for Christmas. That’s the message from the Scottish League of Credit Unions, which is concerned its 31-strong network has been misrepresented as an alternative to the payday loan sector and a … Continue reading

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Filed under Christmas, Consumer Affairs, Credit, Debt, Loans, Payday loans, Personal Finance, Politics, Savings Accounts