Category Archives: Personal Finance

Louise Farrand: passing the pensions buck

I wrote about the tomorrowland of public finances on the blog last week – now read Louise Farrand of Pensions Insight echo my thoughts entirely… Without urgent action, Generation Y will be landed with the bill for their parents’ excesses … Continue reading

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Filed under Personal Finance, Politics, Tax

How can I earn money at 13?

Calling all teenagers – here is my first piece written especially for you. Whether you’re dreaming of big bucks or simply a little bit more pocket money, here are some suggestions on how to beef up your earnings. You can … Continue reading

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Filed under Careers, Employment, Personal Finance, Teenagers

Students–don’t miss out on free funding this year!

by Iona Bain Scottish students could miss out on thousands of pounds offered through independent scholarships just as colleges prepare to see their bursary budgets slashed by £7m. The Scholarship Hub website has revealed that many of this year’s freshers … Continue reading

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Filed under Debt, Education, Personal Finance, Politics, Scotland, Student Finance

LETTER on how to cut wedding costs

I READ with interest your article the rising cost of weddings (“Spiralling cost of the bug day putting hole in our pockets”, The Herald, April 18). The enormous cost of weddings is no surprise, and given the publicity surrounding Andy … Continue reading

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Filed under Bargain hunting, Budgeting, Consumer Affairs, Personal Finance, Shopping, Social pressures, Weddings

The spiralling cost of weddings–how much would YOU pay for your big day?

Iona Bain Scottish couples are increasingly compelled to splash out as much as £20,000 on their wedding if they want to keep up with the likes of Andy Murray, who tied the knot recently in Dunblane. The tennis ace and … Continue reading


Filed under Budgeting, Dating, Personal Finance, Relationships, Scotland, Social pressures

PENSION FREEDOMS: Can we open up pension pots to help first-time buyers?

I’ve been talking about some new research from now: pensions on local radio stations all over the country today. the findings are controversial and should reinvigorate the debate on how to get young people thinking about their future. so what’s … Continue reading

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Filed under First-time buyers, Mortgages, Pensions & Retirement, Personal Finance, Politics

Making pensions matter to Generation Y: my blog for Pensions Insight

By Iona Bain As a young financial journalist, I am constantly asked the same question; how can we persuade Generation Y to save into a pension? We’re all living longer but with no guarantee that the state can afford to … Continue reading

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Filed under Pensions & Retirement, Personal Finance, Savings Accounts

BUDGET 2015: What’s the state of play for young finances today?

As the Budget gets underway today, you’re almost certainly wondering how Mr Osborne’s red box of delights will affect you and your personal finances in the near future. Now seems as good a time as any to take a rain … Continue reading

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Filed under Consumer Affairs, Credit, Debt, Economy, First-time buyers, Mortgages, Payday loans, Pensions & Retirement, Personal Finance, Politics, Savings Accounts

Are you letting your money wither away in a ‘scrapheap’ account?

By Iona Bain The financial regulator is finally cracking down on high street banks who have let a huge swathe of our savings wither away in scrapheap accounts that earn as little as 0.1 per cent. Half of the nation’s … Continue reading

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Filed under Banking, Consumer Affairs, Personal Finance, Savings Accounts

Students – what’s the strangest purchase you’ve ever made?

Iona Bain A BUST OF ELVIS, A MONK’S ROBE AND KANGAROO STEAKS – THE NATION’S SECRET STUDENT SHOPPING LIST REVEALED One in five students has bought at least one unusual item with their student loan The same number admit to … Continue reading

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Filed under Consumer Affairs, Personal Finance, Student Finance