Category Archives: Personal Finance

Twenty Somethings & Their Money

This infographic reveals the results of research into how Britons in their 20s view the financial opportunities and threats they face. It’s based on research I contributed to last year and covers what young people think about pensions, how they … Continue reading

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Filed under Banking, First-time buyers, Insurance, Investments, Loans, Payday loans, Pensions & Retirement, Personal Finance, Savings Accounts

Customer satisfaction the new focus for frontline bank workers

  IONA BAIN Lloyds Banking Group has finally ditched bonuses for frontline staff based on how many products they sell, on the day the industry’s new consumer regulator takes office. It follows fresh warnings from the Financial Conduct Authority’s chief … Continue reading

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Filed under Banking, Personal Finance

What to consider BEFORE you invest – guest tips from Nutmeg

I was recently contacted on Twitter by a young lady who wanted to know more about Nutmeg, an online investment manager. As well as giving her my own views on whether investing is ever suitable for young people, I thought … Continue reading

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Filed under Investments, Personal Finance, Savings Accounts

Why money is the subject to REALLY master when you’re at school

Here are my short and (hopefully) sweet thoughts on why I think young people should get to grips with money, if nothing else, while they’re at school. It ties into a highly enterprising scheme I’m involved with called Money 4 … Continue reading

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Filed under Personal Finance, Personal Finance Education

Can’t get no (banking) satisfaction– my Baillie Gifford column

in case you missed it, check out column for baillie gifford on how the banking sector is failing to engage young people by iona bain http://www.bgtrustonline.com/articles/opinion/banking-dissatisfaction.aspx

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Filed under Banking, Consumer Affairs, Personal Finance

Should Dealcloud have offered a discount on online gambling?

By Iona Bain Group-buying, cashback and voucher code websites have exploded in popularity during the recession, offering shoppers tempting discounts on jewellery, restaurant meals, even holidays. Now, you don’t even have to scour such websites to find the biggest discounts, … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Personal Finance, Shopping

Is the British economy back on track for young people?

Yesterday’s news that Britain is technically out of recession was interpreted as a shred of good news in otherwise gloomy times. So is the outlook improving for young people? Only if we’re really getting to grips with the housing crisis… … Continue reading

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Filed under Economy, Employment, First-time buyers, Graduate finance, Personal Finance, Politics

A graduate’s guide for survival

ORIGINALLY PUBLISHED IN THE DAILY MAIL by IONA BAIN Thousands have been celebrating the end of a degree course this summer and are looking forward to life after university. But whether you’ve graduated  yourself or have a child or grandchild … Continue reading

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Filed under Banking, Graduate finance, Personal Finance

Why young people feel let down by their bank…and what they can do about it

A new report shows widespread dissatisfaction among young banking customers. But you don’t have to put up with poor customer service – here’s how to complain, and what you need to know about switching banks   Iona Bain So the … Continue reading

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Filed under Banking, Personal Finance

Why telematics insurance WORKS

The spy in the car – or black box insurance – has come in for some criticism as its profile grows. But don’t knock it until you’ve tried it because it could save you money and make you a better … Continue reading

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Filed under Insurance, Personal Finance