Category Archives: Personal Finance

Good Money Week: Banking options that will ease your conscience (exclusive report)

Young Money is changing: we’re going to feature new young voices on the blog every month – original, engaging and fascinating posts from up and coming writers who have joined the Young Money mission. This week, we’re introducing David Graves, … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Personal Finance, Savings Accounts

Can we take care of the world while taking care of our finances?

IONA BAIN You don’t need to go all hippie to care about ethical finance… SCOTS are being asked to consider the moral implications of their financial decisions as part of a national drive to encourage ethical saving and investing. Religious … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Pensions & Retirement, Personal Finance, Savings Accounts

Dealing with social pressures to spend: a few suggestions

Iona Bain Picture the scene: it’s Friday night and your friends want to go out to a bar or a fancy new restaurant.  But you’re not sure if you can afford it – perhaps you’ve been splashing out a bit … Continue reading

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Filed under Leisure, Moneysaving tips, Personal Finance, Shopping

The Credit Score of Fate

By Helen Lawless The concept of a credit rating, some arbitrary number decided by some strange algorithm, having sway over your financial fate – it’s rather alarming, isn’t it? Well, I’ve got news for you – young people need to … Continue reading

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Filed under Consumer Affairs, Credit, Debt, Loans, Personal Finance

Help is at hand for students who are fudgeting their budgeting…

You may have seen my recent feature on FOMO-affected students who are overspending to keep up with the Joneses (or should that be  the Kardashians?!)…You may be a student who is struggling to keep that urge to splurge under the … Continue reading

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Filed under Debt, Leisure, Loans, Payday loans, Personal Finance, Student Finance

20 Tips From 20 Pensions Experts – How To Retire With A Good Pension: In association with Dam Good Pensions

By dam good pensions with iona bain We would all love to have a DAM good pension when we retire, but how do we go about getting that pension pot we can be happy with? Well, here at DAM we … Continue reading

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Filed under Pensions & Retirement, Personal Finance

Playing family fortunes

In her latest column for fa, iona bain looks at why families are happy to let their wealth cascade down the generations One of the most significant outcomes in the lottery of life has to be the family we are … Continue reading

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Filed under Economy, Personal Finance

Kicking off the Young Money Book Club with a competition

To help Young Money readers brush up on their financial know-how, I’m bringing you an infrequent column on suggested reading material on all things financial…to kick off the Young Money Book Club, here are the details for a competition for … Continue reading

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Filed under Books, Personal Finance

How much do students rely on payday loans and how they can get out of a debt spiral?

Thousands of students could be directed to payday lenders by a growing pack of online brokers based overseas, as a new report warns that undergraduates are becoming resigned to debt. BY IONA BAIn The National Union of Students has stepped … Continue reading

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Filed under Payday loans, Personal Finance, Student Finance

Don’t let your dream trip turn into a financial nightmare

The Easter and May bank holiday weekends could see thousands of Scots booking last-minute holidays, if they haven’t already planned a trip abroad or “staycation”. But those of us planning a break from the day-to-day grind can easily forget to … Continue reading

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Filed under Bargain hunting, Insurance, Leisure, Personal Finance, Train travel