Category Archives: Pensions & Retirement

Why auto-enrolment isn’t enough to defuse the pensions timebomb

Iona Bain It is often talked about as a ticking time bomb: too few workers saving too little for their retirement. And we are all supposed to be living longer than ever before – so who is going to pay … Continue reading

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Filed under Employment, Pensions & Retirement, Politics

Can we take care of the world while taking care of our finances?

IONA BAIN You don’t need to go all hippie to care about ethical finance… SCOTS are being asked to consider the moral implications of their financial decisions as part of a national drive to encourage ethical saving and investing. Religious … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Pensions & Retirement, Personal Finance, Savings Accounts

20 Tips From 20 Pensions Experts – How To Retire With A Good Pension: In association with Dam Good Pensions

By dam good pensions with iona bain We would all love to have a DAM good pension when we retire, but how do we go about getting that pension pot we can be happy with? Well, here at DAM we … Continue reading

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Filed under Pensions & Retirement, Personal Finance

Special report: Will Scotland be better off going solo? PART II

IONA BAIN In the concluding part of this special report on Scottish independence, the Young Money Blog looks at the potential implications of a yes vote for Scotland’s pensioners – current AND future (yep, that includes us young folks!) Burning … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Scotland

How can we expect young people to take financial responsibility when…

My column for Financial Adviser “Iona Bain, a voice not unfamiliar to FA readers, is one of the most perceptive and intelligent in the retail financial space…” A powerful perception has taken root in the British psyche, and it will … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Savings Accounts

Should everyone really get their pension at the same time?

IONA BAIN REPORTING FOR THE HERALD Many youngsters today will have no choice but to work longer and retire later. That will be the inevitable upshot of this year’s Autumn Statement, which revealed plans to place the state pension age … Continue reading

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Filed under Economy, Pensions & Retirement, Politics

Are ambitious pension goals realistic…or demoralising?

As auto-enrolment creeps up on young workers, should we resolve to make more active decisions about our financial future…or leave it up to fate? Iona bain The swirl of negative headlines surrounding the pensions industry, the latest being the £1.4m … Continue reading

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Filed under Graduate finance, Pensions & Retirement, Savings Accounts

Twenty Somethings & Their Money

This infographic reveals the results of research into how Britons in their 20s view the financial opportunities and threats they face. It’s based on research I contributed to last year and covers what young people think about pensions, how they … Continue reading

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Filed under Banking, First-time buyers, Insurance, Investments, Loans, Payday loans, Pensions & Retirement, Personal Finance, Savings Accounts

What do young people REALLY think about pensions and retirement?

Iona Bain was a judge of this year’s Baillie Gifford’s Young Writers’ Competition and discusses what some of the essays indicate about youngsters’ attitude to retirement. Would you ever ask a young person when they plan to retire, or how … Continue reading

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Filed under Pensions & Retirement