Category Archives: Pensions & Retirement

PENSION FREEDOMS: Can we open up pension pots to help first-time buyers?

I’ve been talking about some new research from now: pensions on local radio stations all over the country today. the findings are controversial and should reinvigorate the debate on how to get young people thinking about their future. so what’s … Continue reading

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Filed under First-time buyers, Mortgages, Pensions & Retirement, Personal Finance, Politics

Making pensions matter to Generation Y: my blog for Pensions Insight

By Iona Bain As a young financial journalist, I am constantly asked the same question; how can we persuade Generation Y to save into a pension? We’re all living longer but with no guarantee that the state can afford to … Continue reading

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Filed under Pensions & Retirement, Personal Finance, Savings Accounts

BUDGET 2015: What’s the state of play for young finances today?

As the Budget gets underway today, you’re almost certainly wondering how Mr Osborne’s red box of delights will affect you and your personal finances in the near future. Now seems as good a time as any to take a rain … Continue reading

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Filed under Consumer Affairs, Credit, Debt, Economy, First-time buyers, Mortgages, Payday loans, Pensions & Retirement, Personal Finance, Politics, Savings Accounts

Should you invest in property rather than your pension?

By Ryan Smith As young people, we’re always told to start thinking about our futures. Pension investments are one of those things that just seem so far away that it becomes difficult to comprehend as something we need to concern … Continue reading

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Filed under First-time buyers, Investments, Mortgages, Pensions & Retirement

Generation Pause, Candy Crush Saga, financial education and doing what makes your heart sing; this week on the Young Money show

Forget Candy Crush Saga, what about the latest app that teaches young people something about finance? On this morning’s Young Money show on Share Radio, co-host Iona talked about Generation Pause and led a studio discussion on how youngsters can … Continue reading

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Filed under Careers, First-time buyers, Pensions & Retirement, Personal Finance, Personal Finance Education, Technology

Why auto-enrolment isn’t enough to defuse the pensions timebomb

Iona Bain It is often talked about as a ticking time bomb: too few workers saving too little for their retirement. And we are all supposed to be living longer than ever before – so who is going to pay … Continue reading

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Filed under Employment, Pensions & Retirement, Politics

Can we take care of the world while taking care of our finances?

IONA BAIN You don’t need to go all hippie to care about ethical finance… SCOTS are being asked to consider the moral implications of their financial decisions as part of a national drive to encourage ethical saving and investing. Religious … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Pensions & Retirement, Personal Finance, Savings Accounts

20 Tips From 20 Pensions Experts – How To Retire With A Good Pension: In association with Dam Good Pensions

By dam good pensions with iona bain We would all love to have a DAM good pension when we retire, but how do we go about getting that pension pot we can be happy with? Well, here at DAM we … Continue reading

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Filed under Pensions & Retirement, Personal Finance

Special report: Will Scotland be better off going solo? PART II

IONA BAIN In the concluding part of this special report on Scottish independence, the Young Money Blog looks at the potential implications of a yes vote for Scotland’s pensioners – current AND future (yep, that includes us young folks!) Burning … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Scotland

How can we expect young people to take financial responsibility when…

My column for Financial Adviser “Iona Bain, a voice not unfamiliar to FA readers, is one of the most perceptive and intelligent in the retail financial space…” A powerful perception has taken root in the British psyche, and it will … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Savings Accounts