Category Archives: First-time buyers

PENSION FREEDOMS: Can we open up pension pots to help first-time buyers?

I’ve been talking about some new research from now: pensions on local radio stations all over the country today. the findings are controversial and should reinvigorate the debate on how to get young people thinking about their future. so what’s … Continue reading

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Filed under First-time buyers, Mortgages, Pensions & Retirement, Personal Finance, Politics

BUDGET 2015: What’s the state of play for young finances today?

As the Budget gets underway today, you’re almost certainly wondering how Mr Osborne’s red box of delights will affect you and your personal finances in the near future. Now seems as good a time as any to take a rain … Continue reading

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Filed under Consumer Affairs, Credit, Debt, Economy, First-time buyers, Mortgages, Payday loans, Pensions & Retirement, Personal Finance, Politics, Savings Accounts

Should you invest in property rather than your pension?

By Ryan Smith As young people, we’re always told to start thinking about our futures. Pension investments are one of those things that just seem so far away that it becomes difficult to comprehend as something we need to concern … Continue reading

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Filed under First-time buyers, Investments, Mortgages, Pensions & Retirement

Generation Pause, Candy Crush Saga, financial education and doing what makes your heart sing; this week on the Young Money show

Forget Candy Crush Saga, what about the latest app that teaches young people something about finance? On this morning’s Young Money show on Share Radio, co-host Iona talked about Generation Pause and led a studio discussion on how youngsters can … Continue reading

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Filed under Careers, First-time buyers, Pensions & Retirement, Personal Finance, Personal Finance Education, Technology

Why things could get a whole lot worse for London’s first time buyers

  By Iona Bain   PIC from http://www.pinterest.com/TiffGrantRiley/ If you thought London’s house prices were already out of reach for first time buyers, things could get a whole lot worse. The Building Societies Association reckons that new lending caps brought … Continue reading

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Filed under Economy, First-time buyers

Style – & stereotypes – over substance

BBC 2’s Mind the Gap fails to explain why London’s economic success is more than a feeling by Iona Bain   The BBC is finally catching up with what most of us have already realised – we are living in … Continue reading

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Filed under Consumer Affairs, Economy, First-time buyers, Graduate finance, Technology

The REAL impact of London’s housing crisis on young workers–and our economy

Young workers could leave London in their droves due to its housing crisis – but this situation might present a silver lining to other regions in the UK iona bain Recently, a Panorama programme and spate of new statistics were … Continue reading

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Filed under Economy, Employment, First-time buyers

Warning: new rules from Law Society will make buying and selling properties more costly and troublesome

by Iona Bain Scots buying and selling homes in the future face higher fees and a more tortuous troublesome legal process unless plans by the Law Society of Scotland are withdrawn, experts say. Scots buying and selling homes in the … Continue reading

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Twenty Somethings & Their Money

This infographic reveals the results of research into how Britons in their 20s view the financial opportunities and threats they face. It’s based on research I contributed to last year and covers what young people think about pensions, how they … Continue reading

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Filed under Banking, First-time buyers, Insurance, Investments, Loans, Payday loans, Pensions & Retirement, Personal Finance, Savings Accounts

Is paying off a mortgage always cheaper than renting?

by Iona Bain Many hardworking young adults feel their choices over housing have been taken away from them, and it’s a status quo that David Cameron is not happy with – at least, in principle. In a speech to his … Continue reading

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