Category Archives: First-time buyers

Generation Pause, Candy Crush Saga, financial education and doing what makes your heart sing; this week on the Young Money show

Forget Candy Crush Saga, what about the latest app that teaches young people something about finance? On this morning’s Young Money show on Share Radio, co-host Iona talked about Generation Pause and led a studio discussion on how youngsters can … Continue reading

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Filed under Careers, First-time buyers, Pensions & Retirement, Personal Finance, Personal Finance Education, Technology

Why things could get a whole lot worse for London’s first time buyers

  By Iona Bain   PIC from http://www.pinterest.com/TiffGrantRiley/ If you thought London’s house prices were already out of reach for first time buyers, things could get a whole lot worse. The Building Societies Association reckons that new lending caps brought … Continue reading

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Filed under Economy, First-time buyers

Style – & stereotypes – over substance

BBC 2’s Mind the Gap fails to explain why London’s economic success is more than a feeling by Iona Bain   The BBC is finally catching up with what most of us have already realised – we are living in … Continue reading

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Filed under Consumer Affairs, Economy, First-time buyers, Graduate finance, Technology

The REAL impact of London’s housing crisis on young workers–and our economy

Young workers could leave London in their droves due to its housing crisis – but this situation might present a silver lining to other regions in the UK iona bain Recently, a Panorama programme and spate of new statistics were … Continue reading

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Filed under Economy, Employment, First-time buyers

Warning: new rules from Law Society will make buying and selling properties more costly and troublesome

by Iona Bain Scots buying and selling homes in the future face higher fees and a more tortuous troublesome legal process unless plans by the Law Society of Scotland are withdrawn, experts say. Scots buying and selling homes in the … Continue reading

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Twenty Somethings & Their Money

This infographic reveals the results of research into how Britons in their 20s view the financial opportunities and threats they face. It’s based on research I contributed to last year and covers what young people think about pensions, how they … Continue reading

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Filed under Banking, First-time buyers, Insurance, Investments, Loans, Payday loans, Pensions & Retirement, Personal Finance, Savings Accounts

Is paying off a mortgage always cheaper than renting?

by Iona Bain Many hardworking young adults feel their choices over housing have been taken away from them, and it’s a status quo that David Cameron is not happy with – at least, in principle. In a speech to his … Continue reading

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Is the British economy back on track for young people?

Yesterday’s news that Britain is technically out of recession was interpreted as a shred of good news in otherwise gloomy times. So is the outlook improving for young people? Only if we’re really getting to grips with the housing crisis… … Continue reading

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Filed under Economy, Employment, First-time buyers, Graduate finance, Personal Finance, Politics

British jobs for young British workers? It’s the housing crisis that is holding back our generation

PRET A MANGER HAS ANNOUNCED ITS INTENTION TO TARGET YOUNG BRITS FOR 550 NEWLY CREATED JOBS. BUT WHEN RENTS ARE THIS HIGH AND WAGES ARE THIS LOW, YOUNG BRITISH WORKERS CANNOT COMPETE WITH FOREIGN WORKERS. Are they looking elsewhere? by … Continue reading

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Filed under Employment, First-time buyers, Personal Finance

Can you bank on a Home Saver account to help you buy your first house?

First-time buyers are shut out of the property market, thanks in part to the sky-high deposits now required for a mortgage. But accounts that offer the chance to save for a deposit are no guaranteed route to getting that golden … Continue reading

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Filed under First-time buyers