Category Archives: Economy

Special report: Will Scotland be better off going solo? PART II

IONA BAIN In the concluding part of this special report on Scottish independence, the Young Money Blog looks at the potential implications of a yes vote for Scotland’s pensioners – current AND future (yep, that includes us young folks!) Burning … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Scotland

Why things could get a whole lot worse for London’s first time buyers

  By Iona Bain   PIC from http://www.pinterest.com/TiffGrantRiley/ If you thought London’s house prices were already out of reach for first time buyers, things could get a whole lot worse. The Building Societies Association reckons that new lending caps brought … Continue reading

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Filed under Economy, First-time buyers

Another victim of intergenerational warfare speaks out; inspiring words for the downtrodden young

On Thursday 14th August, newspaper readers found themselves wondering whether 20 somethings represent the “complacent generation”, thanks to an article which criticised the fantastical mentality of young bloggers. It was yet another futile missive in the phoney intergenerational war, which … Continue reading

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Filed under Blogging, Economy, Employment, Graduate finance

How can we expect young people to take financial responsibility when…

My column for Financial Adviser “Iona Bain, a voice not unfamiliar to FA readers, is one of the most perceptive and intelligent in the retail financial space…” A powerful perception has taken root in the British psyche, and it will … Continue reading

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Filed under Economy, Pensions & Retirement, Politics, Savings Accounts

Does the financial sector REALLY care about young people?

Is the financial sector prepared to embark on a charm offensive to win over customers under 30 and, just as importantly, their families? Experts now believe such a move could not only lead to a more useful industry for hard-pressed … Continue reading

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Filed under Consumer Affairs, Economy, Technology

Why grandparents can be a financial lifeline for the younger generation…

By Iona Bain When I started my blog three years ago, nobody was really talking about how the downturn would affect young people. I remember reading the occasional newspaper column that highlighted the toxic economic environment ahead of us. I … Continue reading

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Filed under Economy, Investments, Savings Accounts, Student Finance

Food for thought: how to stop waste in Food Bank Britain

  The Young Money Blog is embarking on a campaign to keep a lid on food costs and wastage. So many young people can play their part in making the most of what they’ve got in the cupboard – so … Continue reading

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Filed under Consumer Affairs, Economy, Food, Shopping

Could this be a generation Y Budget in disguise?

Iona Bain In the countdown to the Budget this year, few commentators expected any great surprises to emerge. Well, we were wrong. George Osborne has pulled a total flanker by blowing access to pensions wide open, pledging some form of … Continue reading

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Filed under Economy, Personal Finance, Savings Accounts

Style – & stereotypes – over substance

BBC 2’s Mind the Gap fails to explain why London’s economic success is more than a feeling by Iona Bain   The BBC is finally catching up with what most of us have already realised – we are living in … Continue reading

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Filed under Consumer Affairs, Economy, First-time buyers, Graduate finance, Technology

Who needs to change–the financial industry or their young consumers?

Iona Bain YOLO! That’s right – why think about tomorrow when you can live for today? Not every young person is enamoured with this type of Twitter speak, judging by straw polls of my friends in recent years, but it … Continue reading

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Filed under Consumer Affairs, Economy, Personal Finance, Savings Accounts