Category Archives: Consumer Affairs

Can we take care of the world while taking care of our finances?

IONA BAIN You don’t need to go all hippie to care about ethical finance… SCOTS are being asked to consider the moral implications of their financial decisions as part of a national drive to encourage ethical saving and investing. Religious … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Pensions & Retirement, Personal Finance, Savings Accounts

The Credit Score of Fate

By Helen Lawless The concept of a credit rating, some arbitrary number decided by some strange algorithm, having sway over your financial fate – it’s rather alarming, isn’t it? Well, I’ve got news for you – young people need to … Continue reading

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Filed under Consumer Affairs, Credit, Debt, Loans, Personal Finance

Thirty unless it’s super dirty: my tip for the #Thriftyfamily campaign

IONA BAIN As part of Scottish Friendly’s #Thriftyfamily campaign, I’ve been asked to share some of my choicest moneysaving tips – we’re going to focus on a super easy way to cut energy bills, plus five other helpful strategies Laundry … Continue reading

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Filed under Consumer Affairs, Energy, Moneysaving tips

The problem with moneysaving apps

While some moneysaving apps can be genuinely handy, others might encourage you to spend unnecessarily or change your shopping habits. I examine the pitfalls of these downloads and point you towards (in my humble opinion) genuinely helpful apps. By Iona … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Mobiles, Shopping, Technology

Dating on a budget? My top free picnic spots chosen for Match.com

Iona Bain, author of ‘Young Money Blog’ – a personal finance blog for young people – shares her favourite UK spots for a cheap, romantic picnic date. If you’re going on a hot date this summer, make it even hotter … Continue reading

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Filed under Consumer Affairs, Leisure

Does the financial sector REALLY care about young people?

Is the financial sector prepared to embark on a charm offensive to win over customers under 30 and, just as importantly, their families? Experts now believe such a move could not only lead to a more useful industry for hard-pressed … Continue reading

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Filed under Consumer Affairs, Economy, Technology

How young people can avoid a toxic debt trap

In association with Wilson Field By Iona Bain We may be finally pulling out of a painful recession, but are we turbocharging the recovery with worrying levels of debt? Forecasts from the Office for Budget Responsibility seem to suggest so, … Continue reading

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Filed under Consumer Affairs, Loans, Payday loans

Food for thought: how to stop waste in Food Bank Britain

  The Young Money Blog is embarking on a campaign to keep a lid on food costs and wastage. So many young people can play their part in making the most of what they’ve got in the cupboard – so … Continue reading

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Filed under Consumer Affairs, Economy, Food, Shopping

Two tips that will save you HUNDREDS on your train tickets

Forget the glitzy adverts, the promise that you can buy ‘cheap’ train tickets…cut through the commotion and check out these tips that could save you hundreds on your train tickets iONA BAIN What did we do before the advent of … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Tickets, Train travel

Style – & stereotypes – over substance

BBC 2’s Mind the Gap fails to explain why London’s economic success is more than a feeling by Iona Bain   The BBC is finally catching up with what most of us have already realised – we are living in … Continue reading

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Filed under Consumer Affairs, Economy, First-time buyers, Graduate finance, Technology