Category Archives: Consumer Affairs

Style – & stereotypes – over substance

BBC 2’s Mind the Gap fails to explain why London’s economic success is more than a feeling by Iona Bain   The BBC is finally catching up with what most of us have already realised – we are living in … Continue reading

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Filed under Consumer Affairs, Economy, First-time buyers, Graduate finance, Technology

Who needs to change–the financial industry or their young consumers?

Iona Bain YOLO! That’s right – why think about tomorrow when you can live for today? Not every young person is enamoured with this type of Twitter speak, judging by straw polls of my friends in recent years, but it … Continue reading

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Filed under Consumer Affairs, Economy, Personal Finance, Savings Accounts

Are you worrying about a New Year debt hangover? If so, read on…

IONA BAIN FOR THE HERALD A worrying new survey has found the majority of Scots, 55%, are getting used to living beyond their means, typically spending £119 that they do not have each month. Over a third now view their … Continue reading

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Filed under Consumer Affairs, Loans, Payday loans, Personal Finance, Shopping

Is Lady Gaga and the like taking young fans for a ride?

As One Direction and Lady Gaga are set to cash in on their newest projects, I look at the marketing techniques deployed by the entertainment industry, and ask whether it is financially exploiting young fans by IONA BAIN Why has … Continue reading

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Filed under Consumer Affairs, Leisure, Music, Shopping

Traidcraft; how to shop ethically AND get good value for money

by Iona Bain As the New Year sales continue, here’s my tip (from Christmas) one how to get great products for a reasonable price Happy 2013 blog readers! I wanted to kick the New Year off with some reflections on … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Shopping

Can’t get no (banking) satisfaction– my Baillie Gifford column

in case you missed it, check out column for baillie gifford on how the banking sector is failing to engage young people by iona bain http://www.bgtrustonline.com/articles/opinion/banking-dissatisfaction.aspx

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Filed under Banking, Consumer Affairs, Personal Finance

HERALD INVESTIGATION: moneysaving sites slammed for endorsing payday loans as debt crisis spreads to young and middle class

IONA BAIN Websites offering discounts and cashback on a range of purchases from clothes to washing machines have been a lifeline to Scots in the recession. But The Herald has discovered several companies in the money-saving sector endorse payday loans, … Continue reading

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Filed under Consumer Affairs, Loans, Payday loans, Technology

Should Dealcloud have offered a discount on online gambling?

By Iona Bain Group-buying, cashback and voucher code websites have exploded in popularity during the recession, offering shoppers tempting discounts on jewellery, restaurant meals, even holidays. Now, you don’t even have to scour such websites to find the biggest discounts, … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Personal Finance, Shopping

My Christmas Manifesto PART TWO: The easiest ways to be ethical and charitable this year

You don’t have to be a wealthy philanthropist to give to charity this Christmas – here are some clever and easy ways to donate this festive season. By Iona Bain Christmas is just around the corner, and many young people … Continue reading

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Filed under Banking, Bargain hunting, Consumer Affairs, Mobiles, Personal Finance, Savings Accounts, Shopping, Technology

My Christmas Manifesto: how to have a cheap, charitable and absolutely fantastic time this year

Young people are getting back to basics this Christmas, forgoing expensive shopping trips and remembering the things that really matter. In this two part series, I offer up some helpful ways to have fun and be generous without breaking the … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Money Advice, Personal Finance, Shopping