Category Archives: Consumer Affairs

How young people can avoid a toxic debt trap

In association with Wilson Field By Iona Bain We may be finally pulling out of a painful recession, but are we turbocharging the recovery with worrying levels of debt? Forecasts from the Office for Budget Responsibility seem to suggest so, … Continue reading

1 Comment

Filed under Consumer Affairs, Loans, Payday loans

Food for thought: how to stop waste in Food Bank Britain

  The Young Money Blog is embarking on a campaign to keep a lid on food costs and wastage. So many young people can play their part in making the most of what they’ve got in the cupboard – so … Continue reading

4 Comments

Filed under Consumer Affairs, Economy, Food, Shopping

Two tips that will save you HUNDREDS on your train tickets

Forget the glitzy adverts, the promise that you can buy ‘cheap’ train tickets…cut through the commotion and check out these tips that could save you hundreds on your train tickets iONA BAIN What did we do before the advent of … Continue reading

2 Comments

Filed under Bargain hunting, Consumer Affairs, Tickets, Train travel

Style – & stereotypes – over substance

BBC 2’s Mind the Gap fails to explain why London’s economic success is more than a feeling by Iona Bain   The BBC is finally catching up with what most of us have already realised – we are living in … Continue reading

2 Comments

Filed under Consumer Affairs, Economy, First-time buyers, Graduate finance, Technology

Who needs to change–the financial industry or their young consumers?

Iona Bain YOLO! That’s right – why think about tomorrow when you can live for today? Not every young person is enamoured with this type of Twitter speak, judging by straw polls of my friends in recent years, but it … Continue reading

Leave a Comment

Filed under Consumer Affairs, Economy, Personal Finance, Savings Accounts

Are you worrying about a New Year debt hangover? If so, read on…

IONA BAIN FOR THE HERALD A worrying new survey has found the majority of Scots, 55%, are getting used to living beyond their means, typically spending £119 that they do not have each month. Over a third now view their … Continue reading

Leave a Comment

Filed under Consumer Affairs, Loans, Payday loans, Personal Finance, Shopping

Is Lady Gaga and the like taking young fans for a ride?

As One Direction and Lady Gaga are set to cash in on their newest projects, I look at the marketing techniques deployed by the entertainment industry, and ask whether it is financially exploiting young fans by IONA BAIN Why has … Continue reading

Leave a Comment

Filed under Consumer Affairs, Leisure, Music, Shopping

Traidcraft; how to shop ethically AND get good value for money

by Iona Bain As the New Year sales continue, here’s my tip (from Christmas) one how to get great products for a reasonable price Happy 2013 blog readers! I wanted to kick the New Year off with some reflections on … Continue reading

Leave a Comment

Filed under Bargain hunting, Consumer Affairs, Shopping

Can’t get no (banking) satisfaction– my Baillie Gifford column

in case you missed it, check out column for baillie gifford on how the banking sector is failing to engage young people by iona bain http://www.bgtrustonline.com/articles/opinion/banking-dissatisfaction.aspx

Leave a Comment

Filed under Banking, Consumer Affairs, Personal Finance

HERALD INVESTIGATION: moneysaving sites slammed for endorsing payday loans as debt crisis spreads to young and middle class

IONA BAIN Websites offering discounts and cashback on a range of purchases from clothes to washing machines have been a lifeline to Scots in the recession. But The Herald has discovered several companies in the money-saving sector endorse payday loans, … Continue reading

1 Comment

Filed under Consumer Affairs, Loans, Payday loans, Technology