Category Archives: Consumer Affairs

Why energy prices have been rising – and what YOU can do about them

BY Iona Bain AND MIKE YOUNIE Energy prices have been a major talking point in the media recently – little wonder, when both households and politicians appear to be obsessed with this rather heated debate. Pardon the pub! In recent … Continue reading

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Filed under Consumer Affairs, Energy, Personal Finance, Shopping

Weird and wonderful funding still available for cash-strapped students (from the Sunday Times)

Iona Bain AS FRESHERS get into the swing of university life, their families may still be fretting about how to pay for it with university tuition fees of up to £9,000 a year. However, vegetarians, Welsh speakers, Santander shareholders, and … Continue reading

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Filed under Consumer Affairs, Student Finance

The vital opportunity totally missed by Zoella and other beauty vloggers

cOULD vloggers USE their immense INFLUENCE TO DISCUSS THE MATERIALISTIC PRESSURES FACED BY YOUNG PEOPLE? IONA BAIN It’s hard to comprehend a time when the internet didn’t completely dominate our existence. When I was a teenager, the internet was just … Continue reading

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Filed under Bargain hunting, Beauty, Blogging, Consumer Affairs, Personal Finance Education, Shopping

Good Money Week: Banking options that will ease your conscience (exclusive report)

Young Money is changing: we’re going to feature new young voices on the blog every month – original, engaging and fascinating posts from up and coming writers who have joined the Young Money mission. This week, we’re introducing David Graves, … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Personal Finance, Savings Accounts

Can we take care of the world while taking care of our finances?

IONA BAIN You don’t need to go all hippie to care about ethical finance… SCOTS are being asked to consider the moral implications of their financial decisions as part of a national drive to encourage ethical saving and investing. Religious … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Pensions & Retirement, Personal Finance, Savings Accounts

The Credit Score of Fate

By Helen Lawless The concept of a credit rating, some arbitrary number decided by some strange algorithm, having sway over your financial fate – it’s rather alarming, isn’t it? Well, I’ve got news for you – young people need to … Continue reading

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Filed under Consumer Affairs, Credit, Debt, Loans, Personal Finance

Thirty unless it’s super dirty: my tip for the #Thriftyfamily campaign

IONA BAIN As part of Scottish Friendly’s #Thriftyfamily campaign, I’ve been asked to share some of my choicest moneysaving tips – we’re going to focus on a super easy way to cut energy bills, plus five other helpful strategies Laundry … Continue reading

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Filed under Consumer Affairs, Energy, Moneysaving tips

The problem with moneysaving apps

While some moneysaving apps can be genuinely handy, others might encourage you to spend unnecessarily or change your shopping habits. I examine the pitfalls of these downloads and point you towards (in my humble opinion) genuinely helpful apps. By Iona … Continue reading

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Filed under Bargain hunting, Consumer Affairs, Mobiles, Shopping, Technology

Dating on a budget? My top free picnic spots chosen for Match.com

Iona Bain, author of ‘Young Money Blog’ – a personal finance blog for young people – shares her favourite UK spots for a cheap, romantic picnic date. If you’re going on a hot date this summer, make it even hotter … Continue reading

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Filed under Consumer Affairs, Leisure

Does the financial sector REALLY care about young people?

Is the financial sector prepared to embark on a charm offensive to win over customers under 30 and, just as importantly, their families? Experts now believe such a move could not only lead to a more useful industry for hard-pressed … Continue reading

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Filed under Consumer Affairs, Economy, Technology