Category Archives: Banking

Can we take care of the world while taking care of our finances?

IONA BAIN You don’t need to go all hippie to care about ethical finance… SCOTS are being asked to consider the moral implications of their financial decisions as part of a national drive to encourage ethical saving and investing. Religious … Continue reading

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Filed under Banking, Consumer Affairs, Ethical Finance, Pensions & Retirement, Personal Finance, Savings Accounts

A company that targets unemployed students – and why the payday loan damage has already been done

Britain’s financial watchdog has published its long awaited report into how payday loan companies should be kept in check. But is it a case of too little, too late? Iona Bain The payday loan has become the product that we … Continue reading

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Filed under Banking, Money Advice, Payday loans, Personal Finance, Personal Finance Education

Twenty Somethings & Their Money

This infographic reveals the results of research into how Britons in their 20s view the financial opportunities and threats they face. It’s based on research I contributed to last year and covers what young people think about pensions, how they … Continue reading

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Filed under Banking, First-time buyers, Insurance, Investments, Loans, Payday loans, Pensions & Retirement, Personal Finance, Savings Accounts

Customer satisfaction the new focus for frontline bank workers

  IONA BAIN Lloyds Banking Group has finally ditched bonuses for frontline staff based on how many products they sell, on the day the industry’s new consumer regulator takes office. It follows fresh warnings from the Financial Conduct Authority’s chief … Continue reading

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Filed under Banking, Personal Finance

Can’t get no (banking) satisfaction– my Baillie Gifford column

in case you missed it, check out column for baillie gifford on how the banking sector is failing to engage young people by iona bain http://www.bgtrustonline.com/articles/opinion/banking-dissatisfaction.aspx

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Filed under Banking, Consumer Affairs, Personal Finance

A graduate’s guide for survival

ORIGINALLY PUBLISHED IN THE DAILY MAIL by IONA BAIN Thousands have been celebrating the end of a degree course this summer and are looking forward to life after university. But whether you’ve graduated  yourself or have a child or grandchild … Continue reading

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Filed under Banking, Graduate finance, Personal Finance

Why young people feel let down by their bank…and what they can do about it

A new report shows widespread dissatisfaction among young banking customers. But you don’t have to put up with poor customer service – here’s how to complain, and what you need to know about switching banks   Iona Bain So the … Continue reading

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My Christmas Manifesto PART TWO: The easiest ways to be ethical and charitable this year

You don’t have to be a wealthy philanthropist to give to charity this Christmas – here are some clever and easy ways to donate this festive season. By Iona Bain Christmas is just around the corner, and many young people … Continue reading

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Filed under Banking, Bargain hunting, Consumer Affairs, Mobiles, Personal Finance, Savings Accounts, Shopping, Technology

Going…going…gone! You have to act quick if you want to earn free money

Young savers need to be speedy if they want to earn free money for switching their current account – genuinely good deals don’t hang around for long by Iona Bain So I knew that the Co-op were onto something last … Continue reading

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Filed under Banking, Consumer Affairs, Graduate finance, Money Advice, Personal Finance, Savings Accounts

Footie and cash might not make for a dream team–so what should youngsters do with their savings?

many SAVINGS ACCOUNTS LINKED TO FOOTBALL CLUBS ARE raking in the cash but paying a lousy rate to fans. so how can children and young people score when it comes to their savings? As the Premier League kicks off, Fulham … Continue reading

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Filed under Banking, Personal Finance, Savings Accounts