The leading British blog about personal finance and consumer affairs by a young person (24 years old!) for young people!

-  No jargon

- No yawn-inducing facts and figures

- No paid-for blogs or advertising

This is a non-profit blog which is entirely on the reader’s side. Any guest articles promote only reputable services and other financial blogs. This blog does not accept poor content advertising dubious products/services and written purely for search engine optimisation.

I’m here to cover important financial issues affecting our generation in a clear and down-to-earth way.
I’m from Scotland, where thriftiness thrives, and started out as a music journalist (am still an avid musician and play in a rock band!) I then started taking an intense interest in personal finance and the effects of the recession on my peers.

I realised that, in the UK, there’s no dedicated coverage on financial issues that young people can readily understand and access. Since starting the blog, I have become a freelance financial journalist writing regularly for newspapers as well as trade publications and numerous websites. I also write a regular column for investment house Baillie Gifford on investing for children and young people.


You can follow me on Twitter – @ionayoungmoney
Do get in touch at ionabain@hotmail.com

And if you fancy some music to listen to, check out THIS SILENT FOREST and IONA BAIN on Facebook and Reverb Nation!


10 Responses to About/Contact

  1. iren

    Question for youngmoneyblog

    My name is Iren.
    I was reading through your blog and think its great!

    I was wondering if you had any thoughts about collaborating or featuring guest posts? I’m currently looking for partners to work with for a big insurance brand who is one of our clients, and if you’re interested, it would be great to discuss further.

    I’m looking forward to hearing from you and hopefully working with you into the future.

    Kind Regards,

  2. Jon

    Saw you on C4. Your major problem is that pensioners vote but your generation don’t so all power to the over 60′s.

  3. David

    Hello Iona,

    I have come across your blog after watching you on C4.

    I am a small part of a fast growing group called ‘Positive Money’ which aims to stop the continuing control of the debt-based money supply by private corporations otherwise known as BANKS!


    I would urge to look at the site and watch the clips on youtube, especially this one:




  4. Hi there,

    I hope you are well and don’t mind me getting in touch today.

    I am working on behalf of a client, who has produced some really interesting research looking at the ‘Top 5 Taboo Subjects’ people won’t discuss with their friends, family or partners.

    I was wondering if you would be interested in receiving this information? Maybe my client could write a guest post about the research?

    It would be great if you could let me know what you think, and if we might be able to work together on this.

    Kind regards,
    //Possible Guest Post on youngmoneyblog.co.uk

  5. Dear Iona,
    I enjoyed your presentation on the Keiser Report last week. I live here in San Francisco and matriculated at Stanford, Columbia and The LSE back in the early 90′s. I’d like to connect with you on Linkedin so we can network and find ways to help our youth and Millennial Generation.
    Your fan, Michael Dotterer
    San Francisco, CA

  6. A Gardener

    Hi Iona,
    It was great to see you on the Keiser Report.
    I strongly recommend that you watch a documentary film about the history of our money system and possible ways to “fix it”. It’s less than 2 hours long and is really well made and has even won awards.
    We can all end up going round and round in circles talking about housing, student debt, interest rates, etc, etc. But to have any chance to change or “fix” things it is important to understand how our current world money system works and just how corrupt it is. This film by Bill Still is one of the best that I have seen and should be considered essentail viewing.


  7. Alan

    I was watching you on the Keiser Report your very good at getting your pint across.

  8. I think nothing will work until we have Debt Cancellation. I have favored what the previous commentator called Positive Money since I was 9 years-old. I do want a non-interest bearing currency like President Lincoln’s Greenback. Debt Cancellation was first scientifically described by the ancient Babylonians.

    I gave a modern example in a short article set in a near future with Debt Cancellation using a young black man in the US as an example.

    Please Google this “Eddie Reborn Into A World With Debt Cancellation”

    Thanks, Daniel

  9. Eugene

    Hi Iona,

    I watched your interview at the Keiser report the other day on RT.

    Despite I don’t really fit your bill, I’m not a student in debt, you guys got all my sympathy since I find the whole financial system a scam.

    I must say though I think you were wrong, you’ll be glad to find out, when you mentioned there are no saving accounts out there that gives you a return over the inflation. Have you ever heard of Zopa? Check it out http://uk.zopa.com/

    On another note, it looks like you got two websites with similar addresses
    and this one. You should do something as it might confuse people trying to read your blog.

    Keep it up with the hard work.



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